Who is Eligible?

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Eligibility Details

Individual Provider home care workers who work at least 86 hours a month for three consecutive months are eligible to begin the application process for the Trust Plan.

The table below displays your hours-worked requirement , upcoming application deadline and date of coverage (as of today's date:

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Will work at least 86 hours

Applications due on





Worked at least 86 hours
Worked at least 86 hours
State paycheck $17 deduction begins
Coverage begins on

* Rolling application deadlines fall on the 20th of each month.

 

  • You must complete an enrollment form and mail it to the Trust Benefits Office. The address is: BSI; PO Box 6; Mukilteo, WA; 98275-0006.

  • Enter your zip code to download your IP enrollment application form, or call the Member Resource Center toll free 1-866-371-3200 or the Trust Benefits Office toll-free at 1-866-771-7359 to request that one be mailed to you.

  • Enrollment applications typically take one to two months to process, and your eligibility will start the first day of the following month. Upon receiving your application, the Trust Benefits Office will contact you to confirm your effective date of coverage.

  • Once you are enrolled in the Trust Plan, your insurance cards should arrive in 7 to 10 days. After you receive them, you can select regular doctors and dentists based on which plan you are enrolled in.

  • The Plan is available only to IPs—children and family members are not currently eligible.

  • To check your eligibility, call the Trust Benefits Office toll-free: 1-866-771-7359.

  • IPs may enroll at any time. Agency employees may enroll upon initial employment or during annual enrollment periods.

  • If your hours fall below 86 hours a month, you will drop off the Plan until your hours come back up to 86 hours per month. If your hours fall below 86, you will receive a "COBRA" notice from the Trust Benefits Office, and you may choose to pay for continued coverage until your hours increase back up to 86/month or more.

  • Workers may not combine hours from multiple employers, and may not combine IP hours with Agency hours, for purposes of eligibility.

  • Each union contract may have additional rules, such as rules for how long Agency employees may remain eligible if their hours drop below 20 hours/week for more than a month. You may call our Member Resource Center toll-free at 1 (866) 371-3200 for more information. ResCare/Armstrong is the only home care agency which does not participate in the Trust. See the ResCare page for more information. Montana Home Care Services workers will be eligible in your first union contract starting some time in 2008 or 2009 (subject to negotiations with the employer).